The Silver Support (SS) Scheme is part of a wider suite of schemes (e.g. healthcare subsidies, GST voucher) that the Government has put in place in recent years to give seniors greater assurance in retirement.
It provides a quarterly cash supplement to seniors who had low incomes during their working years and now have less in retirement.
Seniors who qualify for SS will automatically receive their cash supplement. There is no need to apply.
There is no need to apply for the Silver Support (SS) Scheme.
CPF Board will automatically review your eligibility for SS every year. Eligible seniors will automatically receive payouts every quarter.
Seniors who qualify will receive a notification letter from the Board in December of the preceding year.
Seniors who qualify for the Silver Support (SS) Scheme will receive a notification letter from the Board in December of the preceding year.
The SS Scheme is meant to support seniors who had low incomes during their working years and now have less in retirement. To identify this target group, three criteria will be used in tandem – lifetime wages, housing type, and the level of household support.
Singapore citizens aged 65 and above will be eligible for the SS Scheme if they meet all of the following criteria:
The CPF Board will automatically review your eligibility for SS every year.
1 Total CPF contributions refers to the total sum in an individual’s Ordinary Account and Special Account, including the amounts withdrawn for housing, education and investment.
2 Net trade income refers to the gross trade income minus all allowable business expenses, capital allowances and trade losses as determined by IRAS.
Eligible seniors will receive Silver Support payouts every quarter, depending on their household monthly income per person, and the type of Housing and Development Board (HDB) flat that they live in. Those living in smaller flats will receive higher payouts.
HDB flat type | Payout Per Quarter | |
Household earns ≤$1,300 per person | Household earns $1,301-$1,800 per person | |
1- and 2-Room | $900 | $450 |
3-Room | $720 | $360 |
4-Room | $540 | $270 |
5-Room* | $360^ | $180 |
Eligible seniors will receive Silver Support payouts according to the following schedule:
Payout Date | For Period |
31 December of the preceding year | January – March |
31 March | April – June |
30 June | July – September |
30 September | October – December |
*Those who turn 65 in the year will start receiving payouts in the quarter they turn 65.