Silver Support Scheme
silversupport.gov.sg
What is Silver Support?
- The Silver Support Scheme provides a quarterly cash supplement to seniors who had low incomes during their working years and now have less in their retirement
- Part of Government’s commitment to give seniors greater assurance in retirement
- Click here to view the Silver Support Scheme brochure (in all 4 languages)
Who qualifies?
- Singaporeans aged 65 and above with lesser means
- To target seniors with lesser means, the Government looks at several factors, such as lifetime wages, the level of household support, and housing type
How much will I receive?
- Eligible seniors will receive between $180 and $900 each quarter
- Seniors living in smaller flat or have lower household monthly income per person will receive higher payouts
There is no need to apply.
- CPF Board will automatically review your eligibility for Silver Support every year
- Seniors who qualify will receive a notification letter from CPF Board in December of the preceding year
Frequently Asked Questions
The Silver Support (SS) Scheme is part of a wider suite of schemes (e.g. healthcare subsidies, GST voucher) that the Government has put in place in recent years to give seniors greater assurance in retirement.
It provides a quarterly cash supplement to seniors who had low incomes during their working years and now have less in retirement.
Seniors who qualify for SS will automatically receive their cash supplement. There is no need to apply.
There is no need to apply for the Silver Support (SS) Scheme.
CPF Board will automatically review your eligibility for SS every year. Eligible seniors will automatically receive payouts every quarter.
Seniors who qualify will receive a notification letter from the Board in December of the preceding year.
Seniors who qualify for the Silver Support (SS) Scheme will receive a notification letter from the Board in December of the preceding year.
The SS Scheme is meant to support seniors who had low incomes during their working years and now have less in retirement. To identify this target group, three criteria will be used in tandem – lifetime wages, housing type, and the level of household support.
Singapore citizens aged 65 and above will be eligible for the SS Scheme if they meet all of the following criteria:
- Low lifetime wages - Total CPF contributions* of not more than $140,000 by age 55. Self-employed persons should also have an average annual net trade income^ of not more than $27,600 when they were between the ages of 45 and 54; and
- Housing type - Live in a 1- to 5-room HDB flat; and do not own, or have a spouse who owns, a 5-room or larger HDB flat or private property or multiple properties; and
- Low household support - Live in a household with a monthly income per person of not more than $1,800.
The CPF Board will automatically review your eligibility for SS every year.
* Total CPF contributions refers to the total sum in an individual’s Ordinary Account and Special Account, including the amounts withdrawn for housing, education and investment.
^ Net trade income refers to the gross trade income minus all allowable business expenses, capital allowances and trade losses as determined by IRAS.
Eligible seniors will receive Silver Support payouts every quarter, depending on their household monthly income per person, and the type of Housing and Development Board (HDB) flat that they live in. Those living in smaller flats will receive higher payouts.
| HDB flat type | Payout Per Quarter | |
| Household earns ≤$1,300 per person | Household earns $1,301-$1,800 per person | |
| 1- and 2-Room | $900 | $450 |
| 3-Room | $720 | $360 |
| 4-Room | $540 | $270 |
| 5-Room* | $360^ | $180 |
Eligible seniors will receive Silver Support payouts according to the following schedule:
| Payout Date | For Period |
| 31 December of the preceding year | January – March |
| 31 March | April – June |
| 30 June | July – September |
| 30 September | October – December |
*Those who turn 65 in the year will start receiving payouts in the quarter they turn 65.
With the recent rise in scam and phishing attempts, it is important to verify that the message received is genuine from the official source.
*This is only an example of a SS Scheme SMS. The actual SMS received may be different.
Always remember:
- The SMS will always be sent by ‘SG-SSS’, your masked NRIC (showing the last 3 numerals and letter, e.g. SXXXX123A) will be in the SMS.
- We will only inform citizens of their benefits and will never request for you to reply to the SMS.
- SS Scheme notifications will only be sent via letter and SMS. We do not use WhatsApp or other mobile app messaging platforms.
Be cautious and let’s work together to safeguard your personal information.
