Silver Support Scheme
The Silver Support (SS) Scheme is meant to support the bottom 20% of Singaporeans aged 65 and above, who had low incomes through life and who now have little or no family support.
To identify this target group, three criteria are used in tandem - lifetime wages, housing type, and the level of household support.
Singapore citizens aged 65 and above will be eligible for SS if they meet all of the following criteria:
- Low lifetime wages - Total CPF contributions* of not more than $70,000 by age 55. Self-employed persons should also have an average annual net trade income of not more than $22,800 when they were between the ages of 45 and 54; and
- Housing type - Live in a 1- to 5-room HDB flat; and do not own, or have a spouse who owns, a 5-room or larger HDB flat or private property or multiple properties; and
- Low household support - Live in a household with a monthly income per person of not more than $1,100.
* Total CPF contributions refers to the total sum in an individual’s Ordinary Account and Special Account, including the amounts withdrawn for housing, education and investment.
The CPF Board will automatically review an elderly Singaporean's eligibility for SS every year.
Elderly Singaporeans who qualify for SS will receive a notification letter from the Board in December of the preceding year.
Those who turn age 65 later in the year will receive their SS payout in advance of the quarter in which they turn age 65, if they meet all the eligibility criteria.